Money-wise ways to stay in control of your spend

Money-wise ways to stay in control of your spend

Every time you make a purchase, you make a financial decision. Will you swipe your bank debit card, put it on a credit card, or put down cold hard cash? Cash and your debit card mean you are using your own money. Credit card equals debt. Goldhar shed the debt...

Tax debt can be the deal breaker to financial stability

For most Canadians, Monday May 1st is the deadline for filing your personal income tax return and the deadline for paying any tax you owe.  If you are self-employed, your filing deadline is June 15th, but the deadline for payment is still May 1st.  The...

RRSP contribution vs paying down the credit cards

This time of year, the financial services industry reminds us all to make sure we make max out our available RRSP or TFSA contribution room. The contribution deadline is March 1, 2017 if you want the tax deduction for the 2016 tax year. An RRSP is accepted as one of...
Looking for a special Valentine gift?

Looking for a special Valentine gift?

Sit down with the love of your life and talk about your money. Yes, money. Studies show that couples who can discuss their finances, and in particular their bills and their problems paying them, not only stay together, but have a happier, healthier relationship. And...
Make 2017 your year of debt free!

Make 2017 your year of debt free!

It was only human to put concerns about cash flow and debt troubles on the back burner while you enjoyed the festive time with your family and friends throughout the holidays. Now that we are well into January, it’s time to take stock of where you are today and...

How to beat the “Blue Monday” blues.

The third Monday in January is popularly referred to as “Blue Monday”. It’s a perfect storm of post-holiday let down, cold dark days, grey rainy weather (or icy blizzards, depending where you live), and frantic budgeting to find the funds to catch up...
Watch Richard Goldhar on BNN television with host Pattie Lovett-Reid

Watch Richard Goldhar on BNN television with host Pattie Lovett-Reid

Here is the link to Richard Goldhar’s interview with BNN’s financial guru, Pattie Lovett-Reid. WATCH: Richard Goldhar on BNN television Licensed insolvency trustee Richard Goldhar offers insights on smart holiday shopping and how to get through the festive...

34 shopping days left until Christmas

How will you pay? It’s nearly the end of November and the stores are filled with holiday decor and tempting gifts to purchase.Here’s the big question. How will you shop? With cash? Debit? Credit card? Studies show that shoppers spend more freely when they...