Mortgage Payment Calculator Canada HOW MUCH WILL YOU PAY PER MONTH WITH DIFFERENT DEBT REPAYMENT PROGRAMS? (minimum estimates only - each option subject to application and further review) Total Amount of Unsecured Debt Use our Goldhar Income and Expense Worksheet to see which payment option works best for you (this does not include car and vehicle payments) Calcualte CONSOLIDATION LOAN (bank or loan company)- using an average of 18% interest rate compounded annually. MONTHLY PAYMENT NUMBER OF MONTHS TOTAL PAID EFFECT ON CREDIT years DEBT MANAGEMENT PROGRAM (non-profit agency/credit counselling) - fees range 5-10% MONTLY PAYMENT NUMBER OF MONTHS TOTAL PAID EFFECT ON CREDIT years GOLDHAR CONSUMER PROPOSAL** AUTHORIZED BY THE GOVERNMENT OF CANADA VIA INDUSTRY CANADA (Bankruptcy and Insolvency Act)- 0% interest, with only principal repayment - unless lump sum, minimum amount offered is $100 a month over 60 months. **estimated recovery to creditors varies based on terms of proposal** MONTLY PAYMENT NUMBER OF MONTHS TOTAL PAID EFFECT ON CREDIT BANKRUPTCY - 1st TIME* (Via Bankruptcy and Insolvency Act) *payments in this process can vary based on assets recovered by the Licenced Insolvency Trustee, and payments subject to change based on monthly income and expense reports MONTLY PAYMENT NUMBER OF MONTHS TOTAL PAID EFFECT ON CREDIT BANKRUPTCY - 2nd + TIME* (Via Bankruptcy and Insolvency Act) *payments in this process can vary based on assets recovered by the Licenced Insolvency Trustee, and payments subject to change based on monthly income and expense reports MONTLY PAYMENT NUMBER OF MONTHS TOTAL PAID EFFECT ON CREDIT '* payments per month in these options can decrease or increase depending on income and assets All the above information is for demonstration purposes and Goldhar & Associates is not liable for the accuracy of the information provided. For more information contact us and obtain a FREE consultation with a staff member of the Licenced Insolvency Trustee. If you are human, leave this field blank. Submit Income and Expense sheet Start Living Debt Free! Book Your FREE confidential, no obligation PHONE or VIDEO consultation today. Full Name * * Email * Phone Number If you are human, leave this field blank.