Barrie Licensed Insolvency Trustee & Consumer Proposal Administrator

 

  • Keep your CAR, HOME, and RRSPs

 

  • Stop harassing CREDITOR CALLS immediately

 

  • Get the largest DEBT REDUCTION that is fair

 

Start Living Debt Free!

Book Your 1 Hour FREE confidential, no obligation PHONE or VIDEO consultation today.

Mortgage Payment Calculator Canada

HOW MUCH WILL YOU PAY PER MONTH WITH DIFFERENT DEBT REPAYMENT PROGRAMS?

(minimum estimates only - each option subject to application and further review)

Use our Goldhar Income and Expense Worksheet to see which payment option works best for you
(this does not include car and vehicle payments)

CONSOLIDATION LOAN

(bank or loan company)- using an average of 18% interest rate compounded annually.

years

DEBT MANAGEMENT PROGRAM

(non-profit agency/credit counselling) - fees range 5-10%

years

GOLDHAR CONSUMER PROPOSAL** AUTHORIZED BY THE GOVERNMENT OF CANADA VIA INDUSTRY CANADA

(Bankruptcy and Insolvency Act)- 0% interest, with only principal repayment - unless lump sum, minimum amount offered is $100 a month over 60 months.
**estimated recovery to creditors varies based on terms of proposal**

BANKRUPTCY - 1st TIME*

(Via Bankruptcy and Insolvency Act)
*payments in this process can vary based on assets recovered by the Licenced Insolvency Trustee, and payments subject to change based on monthly income and expense reports

BANKRUPTCY - 2nd + TIME*

(Via Bankruptcy and Insolvency Act)
*payments in this process can vary based on assets recovered by the Licenced Insolvency Trustee, and payments subject to change based on monthly income and expense reports

'* payments per month in these options can decrease or increase depending on income and assets

All the above information is for demonstration purposes and Goldhar & Associates is not liable for the accuracy of the information provided. For more information contact us and obtain a FREE consultation with a staff member of the Licenced Insolvency Trustee.

Income and Expense sheet