Inflation and Debt

Everything has gotten more expensive lately, from groceries to gas to interest rates. If you’re struggling with the rising cost of inflation and have taken on debt to stay afloat, you’re not alone; according to Bloomberg, the average Canadian now carries over $20,000...

How Credit Card Minimum Payments Create CREDIT CARD NIGHTMARES

Paying off your credit card bill every month can quickly go from routine to a stressful burden if your financial situation changes for the worse. It may be tempting to pay only the minimum payment – after all, that’s what the bank sets as the least possible amount you...

Debt in Retirement

As you approach retirement, it’s more important than ever to take stock of where your finances are. Most important is how much debt you’ll be taking into retirement. With the pandemic stretching into its third year, debt numbers have increased (household debt rose to...

Bank Debt Transfer

A missed payment might have just slipped your mind once. Or do you have bigger bills and debts piling up along with a line of credit from the bank? Is your current financial situation hanging overhead day and night? As a result, does your bank account balance look...

Debt & My Car

A new car is always an exciting purchase, especially with the countless options available nowadays. However, if you aren’t careful, it can come with an unexpectedly high price tag due to hard-to-understand interest rates and dealer fees. Transportation is the...

crb and lockdown benefit

The Canada Recovery Benefit has ended, and alongside thousands of other workers, you may be wondering what happens next. The working world is trying to return to business as usual, but there are many workers and business owners struggling without support. In what is...

Is your business’s profit and loss statement in the red?

Is your business’s profit and loss statement in the red? This Black Friday bring your business from red to black. Contact Goldhar & Associates Ltd. to discuss restructuring your business’s finances and shed the debt. We are here to help you! Become Debt Free...

The Uncertain World of Debt During the Pandemic

Hard to believe it has been more than a year since the pandemic started and lockdowns became common. We are becoming pros at masking and social distancing. However, something that is still up and down, is the anticipated return to work and possibly pre-pandemic income...

YOUR CERB CHECKLIST

With the tax deadline over, do you have questions about how CERB has affected your tax bottom line? See if any of this checklist pertains to you: 1. You are worried about filing your taxes because you received CERB and are afraid you will owe taxes this year. File as...
ajax-loader