So much of what every one provides on various platforms for people is information about how to deal with their debts, talks about signs of financial difficulties, what would happen in bankruptcy and how to deal with creditors while preparing for bankruptcy.
You did a bankruptcy and received your discharge, so now what?
1. Keep your bankruptcy documents and especially that discharge document safe for the rest of your life. The discharge document proves you completed the bankruptcy.
2. Keep watching that budget. At your counseling sessions conducted during your bankruptcy, hopefully, you received some good tips Download our Income and Expense Worksheet if you wish to check how it is going – and can continue to incorporate them in your decisions on how to manage your funds.
3. Continue to repair your credit. One credit card is all that is needed to manage large purchases. Save up for large purchases so that you can pay the purchase as soon as the credit card statement comes in. Payphone bills and rent on time so postings to your credit report show favorably.
4. Always pay yourself first – this means putting funds into emergency, savings, and school/retirement plans depending on your family situation so that you have money available when needed.
5. If things do not work out as you planned and you find yourself in need of borrowing more and more money and you cannot pay off credit timely, contact Goldhar & Associates Ltd. immediately to discuss your situation. Perhaps a proposal is the better option instead of a second bankruptcy with an emphasis on checking out why you needed to borrow money again. Things that are out of our control do happen unexpectedly. Let us help you keep your hard work done after your bankruptcy intact.